Ouragan Irma et l’impact sur notre investissement immobilier en Floride

Pendant toutes ces années, je m’étais dite que j’avais dû rater encore des belles occasions en investissement immobilier en Floride. La Floride, l’antichambre de la mort pour tous les retraités qui connait un boom économique de nouveau depuis la crise immobilière. Là où le quasi plein emploi rime avec rendement locatif et lifestyle !

En dépit de son attractivité, La Floride me faisait toujours peur à cause du risque climatique et la fréquence des ouragans. J’ai écrit plusieurs articles à ce sujet. Ben 5 ans après, l’ouragan Irma m’a enfin donné raison au risque de voir mon appartement endommagé à Tampa ….

Et en effet, recevoir une lettre de son property manager un beau matin ne fait pas toujours plaisir. En voici un extrait :

Hurricane Irma Awareness

Dear Owner,

Hurricane Irma is currently predicted to make landfall in Florida on Sunday September 10th. We are staying in close contact with the tenants in your homes and are watching the updates of the predicted course of the storm.

Most Stores have sold out of hurricane protection materials, but where possible we have asked all tenants to protect the home as if it were their own and agreed to reimburse them with the cost of any items that are necessary to preserve the home.

We will try to keep you informed with developments over the next few days but please understand that we may also suffer power and internet outages.

Et de mon assureur, voici le mail reçu :

To Universal North America Policyholders:

As Hurricane Irma approaches Florida, Universal North America is taking every possible step to ensure that we are prepared to respond. Being there when it matters the most… it’s what Universal North America does. You can rely on our strength, stability and preparedness even during times of disaster.

To report a claim, please contact our Claims Department (866) 999-0898, 24 hours a day. For questions on an existing claim, please contact (888) 877-0770. Our team of qualified professionals are standing by to assist you. To report an NFIP flood claim, please contact (877) 254-6819.

If you have questions about your policy please call our Customer Service team, toll free, at
(866)458-4262. Due to anticipated high call volume, you may experience longer hold times when calling Customer Service. We thank you for your patience. For your convenience, you may also access your policy information and make payments at MyUniversal.com.

We appreciate the confidence and trust you’ve placed in Universal North America. It is our sincere hope that you remain safe and secure during the storm. Because the safety of you and your family is important to us, we’ve provided additional tips on hurricane preparedness.

Respectfully,

UNIVERSAL NORTH AMERICA

 

Et là on se dit !!!! Quid de nos investissements immobiliers en Floride ? Quel en sera l’impact sur le rendement locatif ?

La suite à suivre dans les prochains jours où je vous partagerais avec vous mon expérience avec mon assureur et le syndic de copropriété de la résidence.

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